Stated Income Loans

Get Pre-Approved for a Stated Income LoanThe key feature of our stated income commercial loan program is we NEVER ask for income verification or tax returns!

  • No verification of income
  • No seasoning of funds
  • Rates as low as 7.49%
  • Funding from $100k to $5 Million
  • 30yr Amortization
  • No balloons
  • LTVs up to 75%
  • 650 FICO to qualify
  • Get qualified in 24 Hours
  • Available in 41 States

Not Available in These States AK, MI, MN, NH, ND, SD, VT, CA, TN

Commercial and Residential Property Loans Nationwide

We offer Stated Income mortgage loans for commercial and residential properties nationwide. Get rates, terms, and estimated monthly payments based on a free no obligation credit analysis.

Experience Our Stated Income Financial Platform by Getting Your Term Sheet from us in Less than 24 Hours. Loan Submission Form, 1003 (Residential Application), and Credit Report are required.

Investor Single Family and 2-4 Family Unit Loans

These investment properties include single family homes, condos and town homes. As long as the property is non-owner occupied, and is used for investment purposes, then Alpine is right for you.
The minimum loan amount is $100k. The maximum amount is $2 Million.
Purchases up to 75% LTV. DSCR not required.
Refinances up to 70% LTV. DSCR not required.
Impounds are required.

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Level 1 (Multi-Family & Mixed Use Building Loans)

These loans are for multi-family (5+ units) and mixed-use buildings.
The maximum loan amount is $100k – $5 Million at a LTV of 75%.
Impounds are required.

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Level 2 (Office Buildings Loans, Retail, Warehouse, Auto, or Self Storage)

This program is designed for office buildings, general retail, warehouse, self- storage and automotive services.
The maximum loan amount is $100k – $5 Million with a LTV of 70%.
Impounds are required.

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Get Pre-Approved for a Stated Income Commercial Loan

To learn more about stated income commercial loans, contact Alpine Funding Corp at (201) 541-0371 or simply fill out the form on this page. As a direct private lender, we can give you financing that big banks simply can’t match. We offer stated income commercial loans in 41 states, including Florida and New Jersey.