New Jersey Stated Income Commercial Loans

As a direct lender and experienced professional, our vision is to help individuals and businesses fund their investment dreams in a way that traditional banks and other mortgage lenders simply cannot.

Stated Income Loans for Commercial Property: Achieve Your Goals as a Commercial Property Owner

New Jersey Apartment MortgageFinancing for commercial property is not a one-size-fits-all proposition. While traditional commercial loans make sense for some, other borrowers are better suited for stated income loans for commercial property. This unique lending option provides flexible terms and great rates without the borrower providing tax returns and income verification. Stated income loans are a popular commercial financing choice among clients and businesses with alternative income sources or that otherwise have difficulty proving income on paper. Rather than relying on the financial history of the borrower or borrowers, this type of loan relies on an assessment of the worth of the property. The commercial mortgage professionals at Alpine Funding Corp can help you compare stated income loans for commercial property with traditional loan options and offer fast approval. We serve clients in Toms River, Newark, Secaucus, West Orange, Clifton, Burlington NJ, or anywhere in the state of New Jersey and across the U.S. Contact us today to schedule a complimentary consultation.

Getting Approved for a Stated Income Loan for Commercial Property

One of the key characteristics of a stated income loan is that it relies on alternative tactics to determine a borrower or borrowers’ approval. That is, our professionals will base your approval dependent upon you and your borrowing partner’s credit and on an evaluation of the commercial property you intend to purchase. As a direct lender, we can provide fast approval for this type of commercial financing.

  • Key characteristics of this type of loan include:
  • Funding for property from $100,000 to $5 million
  • Rates as low as 7.49%
  • Loan-to-value (LTV) ratios up to 75%
  • 30-year amortization
  • Approval in as little as 24 hours

New Jersey Clients Who Benefit from a Stated Income Commercial Loan

New Jersey Office Building LoansThere are many types of clients and properties that are well-suited for stated income loans for commercial property. Most of our stated income commercial property borrowers are more than one individual, such as partnerships, incorporated businesses, and limited companies. However, we can work with clients of all types to find commercial financing solutions that big banks simply can’t provide.

Office buildings, retail stores, warehouses, self-storage, automotive businesses, restaurants, and rental properties are just some of the property types that our clients purchase using stated income loans. If you are looking to create long-term profit with the purchase of a commercial property, Alpine Funding Corp has the financing expertise you can depend on.

Get Started with a Commercial Loan in New Jersey

Contact Alpine Funding Corp if you are looking to purchase property in Toms River, Newark, Secaucus, West Orange, Clifton, Burlington NJ, or anywhere in the state of New Jersey or the surrounding U.S. We offer no obligation credit approval, and our lending professionals are here to answer your questions. When it comes to stated income loans for commercial property, you’ve got a friend in financing at Alpine Funding Corp.