As a direct lender and experienced professional, our vision is to help individuals and businesses fund their investment dreams in a way that traditional banks and other mortgage lenders simply cannot.
What are Stated Income Commercial Loans?
Alpine Funding Corp is a direct lender offering stated income commercial loans with competitive rates and flexible terms. We serve a wide range of commercial owners and investors, including individuals, partnerships, incorporated businesses and limited companies. This type of loan is a great alternative to traditional commercial loans, which can require a borrower to provide proof of income, tax paperwork and tax return documentation. If you are self-employed or otherwise have difficulty documenting your income, providing this type of paperwork may prove difficult and frustrating. The Alpine Funding Corp team can lend you and your borrowing partners the funds you need without the headache. If you live in Florida, including Jacksonville, Fort Lauderdale, Tampa, West Palm Beach, Miami, Pompano Beach, Naples, contact us today to explore your options and schedule a free consultation about stated income commercial loans.
Stated Income Commercial Loan Qualification
Rather than using your income, tax paperwork and financial history to evaluate your worthiness for a commercial mortgage loan, stated income loans are approved typically based on the valuation of the property that is being financed. Our lending professionals will evaluate the commercial property’s income potential to ensure it is capable of servicing the loan payments, taxes and property insurance. In the event that you default on your commercial loan payments, the property can be seized to settle the debt.
Stated Income Loan Terms and Approval
As a direct lender, we can offer flexible terms and approval to clients that otherwise would struggle to receive funding from other big banks and lenders.
- Rates as low as 7.49%
- Qualify in as little as 24 hours
- Funding from $100K – $5M
- No income verification
- Loan-to-Value Ratios up to 75%
- No tax returns
- 30 year amortization
- Free, no obligation credit analysis
Stated Income Commercial Loan Property Types in Florida
We offer stated income loans for residential and commercial property. Commercial property loans are known as Level II stated income loans, while Level I loans are for multi-family or mixed-use buildings. We can offer stated income financing for a broad range of commercial property, including:
- Retail Property
- Office Property
- Warehouse, Storage and Industrial Properties
- Restaurant Property
- Apartment Buildings and other Rental Properties
Whether you are investing in a property for long-term profitability or for use by your business, the professionals at Alpine Funding Corp can help.
Get Pre-Approved for a Stated Income Commercial Loan
To learn more about stated income commercial loans, contact Alpine Funding Corp at (201) 541-0371 or simply fill out the form on this page. As a direct private lender, we can give you financing that big banks simply can’t match. We offer stated income loans in Florida, including Jacksonville, Fort Lauderdale, Tampa, West Palm Beach, Miami, Pompano Beach, Naples, and across the United States.